FCA

What FCA does

Contact FCA

Types of regulation

Official guidance from FCA

Curated guidance documents to help you understand your obligations.

• Authorisation | FCA
  Other
• FCA Consumer Credit sourcebook (CONC)
  Detailed Guidance
• FCA Threshold Conditions (COND)
  Detailed Guidance
• FCA Connect (application portal)
  Detailed Guidance
• FCA: How to apply for authorisation
  Detailed Guidance
• Financial services register
  Detailed Guidance
• FCA: consumer credit authorisation
  Detailed Guidance
• FCA Consumer Duty handbook (PRIN 2A)
  Detailed Guidance

View all 67 guidance documents →

Legal framework

Legislation that FCA directly enforces.

Primary legislation

• Consumer Credit Act 1974 Act 1974
• Lloyd's Act 1982 Act 1982
• Insolvency Act 1986 Act 1986
• Pensions Act 1995 Act 1995
• Financial Services and Markets Act 2000 Act 2000
• Terrorism Act 2000 Act 2000
• Proceeds of Crime Act 2002 Act 2002
• Consumer Credit Act 2006 Act 2006
• Banking Act 2009 (as amended) Act 2009
• FSA 2010 Act 2010
• CIDRA 2012 Act 2012
• Financial Services (Banking Reform) Act 2013 (strengthened depositor protection) Act 2013
• Consumer Rights Act 2015 Act 2015
• Insurance Act 2015 Act 2015
• SBEEA 2015 Act 2015
• Bank of England and Financial Services Act 2016 Act 2016
• CBRALA 2021 Act 2021
• FSA 2021 Act 2021
• FSMA 2023 Act 2023
• Data Use and Access Act 2025 Act 2025

Secondary legislation

• Financial Services and Markets Act 2000 (Appointed Representatives) Regulations 2001 UK Statutory Instrument 2001
• Financial Services and Markets Act 2000 (Regulated Activities) Order 2001 UK Statutory Instrument 2001
• Financial Services and Markets Act 2000 (Approved Persons) Regulations 2001 UK Statutory Instrument 2001
• Consumer Credit (Early Settlement) Regulations 2004 UK Statutory Instrument 2004
• Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 UK Statutory Instrument 2005
• Consumer Credit (Advertisements) Regulations 2010 UK Statutory Instrument 2010
• Consumer Credit (Agreements) Regulations 2010 UK Statutory Instrument 2010
• Consumer Credit (Disclosure of Information) Regulations 2010 UK Statutory Instrument 2010
• Consumer Credit (Total Charge for Credit) Regulations 2010 UK Statutory Instrument 2010
• The Credit Rating Agencies Regulations 2010 UK Statutory Instrument 2010
• ... and 246 more statutory instruments

Related legislation

Legislation connected to FCA's remit but not directly enforced — establishing Acts, amendments, referenced legislation, and context.