Regulator Profile
FCA
Financial Conduct Authority
Enforcement Regulator3
Areas of regulation
31
Laws enforced
UK-wide
Quick links
Consumer Protection
Cryptoassets
Financial Regulation
What FCA does
Regulation of financial services firms and markets. Supervises banks, insurers, investment firms, payment services, and cryptoasset businesses. Issues authorisations and enforces conduct rules.
Legal framework
Legislation that FCA enforces.
Primary legislation
- Consumer Credit Act 1974 Act 1974
- Pensions Act 1995 Act 1995
- Financial Services and Markets Act 2000 Act 2000
- Terrorism Act 2000 Act 2000
- Proceeds of Crime Act 2002 Act 2002
- Consumer Credit Act 2006 Act 2006
- CIDRA 2012 Act 2012
- Financial Services (Banking Reform) Act 2013 (strengthened depositor protection) Act 2013
- Consumer Rights Act 2015 Act 2015
- Insurance Act 2015 Act 2015
- Small Business, Enterprise and Employment Act 2015 Act 2015
- Bank of England and Financial Services Act 2016 Act 2016
- FSMA 2023 Act 2023
Secondary legislation
- Financial Services and Markets Act 2000 (Appointed Representatives) Regulations 2001 UK Statutory Instrument 2001
- Financial Services and Markets Act 2000 (Approved Persons) Regulations 2001 UK Statutory Instrument 2001
- Financial Services and Markets Act 2000 (Regulated Activities) Order 2001 UK Statutory Instrument 2001
- Consumer Credit (Early Settlement) Regulations 2004 UK Statutory Instrument 2004
- Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 UK Statutory Instrument 2005
- Consumer Credit (Advertisements) Regulations 2010 UK Statutory Instrument 2010
- Consumer Credit (Agreements) Regulations 2010 UK Statutory Instrument 2010
- Consumer Credit (Disclosure of Information) Regulations 2010 UK Statutory Instrument 2010
- Consumer Credit (Total Charge for Credit) Regulations 2010 UK Statutory Instrument 2010
- Electronic Money Regulations 2011 UK Statutory Instrument 2011
- ... and 8 more statutory instruments