UK Act of Parliament 2012 United Kingdom

CIDRA 2012

An Act to make provision about disclosure and representations in connection with consumer insurance contracts.

Enforced by
FCA
Status
In Force
Penalty ceiling
Regulated

Does it bind you?

Business-side roles with duties under this instrument.

Financial Services Firm2

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Financial Services Firm — also bound by 167 other Acts

What it requires

Sections creating concrete business duties or carrying penalties, grouped as the instrument is structured. Titles link to the source text — blue means you’re leaving for legislation.gov.uk.

Schedules

Schedules

2 of 23 shown
s.sch001 If the insurer would not have entered into the consumer... Regulated
  • Return premiums when avoiding consumer insurance contractFinancial Services Firm
s.sch001 (1) This paragraph— (a) applies if the qualifying misrepresentation was... Regulated
  • Insurer: give notice or terminate contract after careless misrepresentation not relating to a claimFinancial Services Firm
21 other schedules
s.sch001 This Part of this Schedule applies in relation to qualifying...
s.sch001 This Part of this Schedule applies in relation to qualifying...
s.sch001 If the subject-matter of a variation can reasonably be treated...
s.sch001 Otherwise, Part 1 applies (with any necessary modifications) as if...
s.sch001 Part 1 is to be read subject to the following...
s.sch001 References to the consumer insurance contract (however described) are to...
s.sch001 References to claims and premiums are to claims and premiums...
s.sch001 The reference to the consumer is to be read—
s.sch001 Section 84 of the Marine Insurance Act 1906 (return of...
s.sch001 If a qualifying misrepresentation was deliberate or reckless, the insurer—...
s.sch001 If the qualifying misrepresentation was careless, paragraphs 4 to 8...
s.sch001 The insurer's remedies are based on what it would have...
s.sch001 If the insurer would have entered into the consumer insurance...
s.sch001 In addition, if the insurer would have entered into the...
s.sch001 “Reduce proportionately” means that the insurer need pay on the...
s.sch002 This Schedule sets out rules for determining, for the purposes...
s.sch002 The agent is to be taken as the insurer's agent...
s.sch002 (1) In any other case, it is to be presumed...
s.sch002 (1) If it appears to the Treasury that the list...

Help complying

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2 more guides that reference this instrument

Duty extraction and severity labels are Guvnor’s analysis of the instrument, not the instrument itself. Always verify against the linked source text.