Regulator Profile
FCA
Financial Conduct Authority
Enforcement Regulator3
Areas of regulation
42
Laws enforced
UK-wide
Quick links
Consumer Protection
Cryptoassets
Financial Regulation
What FCA does
Regulation of financial services firms and markets. Supervises banks, insurers, investment firms, payment services, and cryptoasset businesses. Issues authorisations and enforces conduct rules.
Legal framework
Legislation that FCA enforces.
Primary legislation
- Banking Act 2009 (as amended) Act 2009
- Consumer Credit Act 1974 Act 1974
- Consumer Credit Act 1974, Section 145 Act 1974
- Consumer Credit Act 1974, Section 90 Act 1974
- Consumer Credit Act 1974, Section 99 Act 1974
- Consumer Credit Act 2006 Act 2006
- Financial Services Act 2012 Act 2012
- Financial Services and Markets Act 2000 Act 2000
- Financial Services and Markets Act 2000, Part XV Act 2000
- Financial Services and Markets Act 2000, Part XVI Act 2000
- Financial Services and Markets Act 2000, Schedule 6 Act 2000
- Financial Services and Markets Act 2000, Section 39 Act 2000
- Financial Services (Banking Reform) Act 2013, Part 5 Act 2013
- Financial Services (Banking Reform) Act 2013 (strengthened depositor protection) Act 2013
- Insurance Act 2015 Act 2015
- Insurance Act 2015, Schedule 1 Act 2015
- Insurance Act 2015, Section 10 Act 2015
- Insurance Act 2015, Section 12 Act 2015
- Insurance Act 2015, Section 13A Act 2015
- Insurance Act 2015, Section 3 Act 2015
- Insurance Act 2015, Section 4 Act 2015
- Marine Insurance Act 1906 Act
- Pensions Act 2008 Act 2008
- Proceeds of Crime Act 2002 Act 2002
- Sanctions and Anti-Money Laundering Act 2018 Act 2018
Secondary legislation
- Consumer Credit (Advertisements) Regulations 2010 UK Statutory Instrument 2010
- Consumer Credit (Agreements) Regulations 2010 UK Statutory Instrument 2010
- Consumer Credit (Disclosure of Information) Regulations 2010 UK Statutory Instrument 2010
- Consumer Credit (Early Settlement) Regulations 2004 UK Statutory Instrument 2004
- Consumer Credit (Total Charge for Credit) Regulations 2010 UK Statutory Instrument 2010
- Economic Crime (Anti-Money Laundering) Levy Regulations 2022 UK Statutory Instrument 2022
- Electronic Money Regulations 2011 UK Statutory Instrument 2011
- Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 UK Statutory Instrument 2005
- Financial Services and Markets Act 2000 (PRA-regulated Activities) Order 2013 UK Statutory Instrument 2013
- Financial Services and Markets Act 2000 (Regulated Activities) Order 2001 UK Statutory Instrument 2001
- ... and 7 more statutory instruments