- Enforced by
- HSE
- Status
- Amended (in force with amendments)
- Penalty ceiling
- Prosecution 1 of 3 obligations carry a fine up to £1,000. 1 carries different penalties and 1 has no criminal penalty — flagged in the list below.
Does it bind you?
Business-side roles with duties under this instrument.
Other Acts binding the same actors
If a role above is yours, these are the other instruments that most often bind it.
Employer — also bound by 682 other Acts
What it requires
Sections creating concrete business duties or carrying penalties, grouped as the instrument is structured. Titles link to the source text — blue means you’re leaving for legislation.gov.uk.
- Obtain and maintain employers’ liability insuranceEmployer
- Fail to comply with insurance certificate requirementsEmployer
Fine up to £1,000
- Fail to have compulsory employer liability insuranceEmployer
Fine up to £2,500
4 other provisions — procedural and definitional
Help complying
Guvnor’s practical routes through this instrument.
Fire safety for Resident Management Companies
Essential guide for RMC directors to understand fire safety duties, personal liability, and how to protect yourself while ensuring your building is …
Fire safety for new business premises
Complete introduction to fire safety law and compliance for new business premises. Learn who is responsible, how to conduct a fire risk …
Fire safety for multi-occupied residential buildings
Complete guide to fire safety duties for responsible persons in multi-occupied residential buildings, covering the Fire Safety Act 2021 and Fire Safety …
Respond to fire service enforcement
What to do when you receive a fire safety enforcement notice, prohibition notice, or alterations notice from the fire and rescue service.
Form a business partnership
Set up and run a business partnership - general partnership, limited partnership, or LLP
Meet workplace health and safety requirements
A comprehensive journey for UK employers to understand and comply with health and safety law. Covers the legal framework (HASAWA 1974, MHSWR …
Approvals and registrations you need before trading
Understanding the approvals, registrations, and licences your business needs before you can legally start trading. Covers universal registrations, activity-triggered licences, professional body …
Business insurance types quick reference
Quick-lookup reference of common business insurance types, showing which are legally required, recommended, or optional. Use this to identify gaps in your …
Business insurance: what you need
Understanding mandatory and recommended insurance for your business, including employers' liability, public liability, professional indemnity, and sector-specific cover.
Choosing the right business insurance
A step-by-step decision guide to help small businesses identify which insurance they need, from mandatory cover like employers' liability through to risk-based …
Employers' liability insurance: the complete guide
A comprehensive guide to employers' liability insurance, explaining who must have it, who is exempt, what it covers, penalties for non-compliance, and …
Insurance for Childcare Businesses
Insurance requirements and options for childcare providers including public liability, employer's liability, professional indemnity, and vehicle insurance for outings.
Mandatory hiring requirements
Every employer obligation from pre-hire through the first month of employment. Covers right to work checks, written statements of particulars, employers' liability …
Mandatory registrations every business must complete
Step-by-step guide to the registrations every business must complete before trading, regardless of sector. Covers HMRC tax registration, ICO data protection fee, …
126 more guides that reference this instrument
Duty extraction and severity labels are Guvnor’s analysis of the instrument, not the instrument itself. Always verify against the linked source text.