| Guvnor

Enforced by: HSE
Status: Amended (in force with amendments)
Penalty ceiling: Prosecution 1 of 3 obligations carry a fine up to £1,000. 1 carries different penalties and 1 has no criminal penalty — flagged in the list below.

Does it bind you?

Business-side roles with duties under this instrument.

Employer3

Other Acts binding the same actors

If a role above is yours, these are the other instruments that most often bind it.

Employer — also bound by 701 other Acts

The Income Tax (Pay As You Earn) Regulations 2003 241 duties

Provision and Use of Work Equipment Regulations 1998 120 duties

TULRCA 1992 72 duties

Income Tax (Earnings and Pensions) Act 2003 54 duties

Employment Rights (Northern Ireland) Order 1996 53 duties

What it requires

Sections creating concrete business duties or carrying penalties, grouped as the instrument is structured. Titles link to the source text — blue means you’re leaving for legislation.gov.uk.

s.001 Insurance against liability for employees. Regulated

Obtain and maintain employers’ liability insuranceEmployer

s.004 Certificates of insurance. Prosecution

Fail to comply with insurance certificate requirementsEmployer

Fine up to £1,000

s.005 Penalty for failure to insure. Prosecution

Fail to have compulsory employer liability insuranceEmployer

Fine up to £2,500

4 other provisions — procedural and definitional

s.002 Employees to be covered.

s.003 Employers exempted from insurance.

s.006 Regulations.

s.007 Short title, extent and commencement.

Help complying

Guvnor’s practical routes through this instrument.

Buy an existing business

Navigate the business acquisition process from finding opportunities to completing the purchase and your first 90 days as owner

Growing your business

Plan your growth, find support and funding, and expand to new sites, partners and markets

Open a shop

Start a retail business and open your first shop

Become a sole trader

Set up as a sole trader and understand your tax obligations

Meet workplace health and safety requirements

A comprehensive journey for UK employers to understand and comply with health and safety law. Covers the legal framework (HASAWA 1974, MHSWR …

Health and safety compliance checklist

Quick compliance checklist for experienced employers to verify they meet core HSE requirements. Covers legal duties, risk assessment, first aid, accident reporting, …

Business insurance types quick reference

Employers' liability insurance is compulsory if you employ anyone, with at least £5m cover, and business vehicles need motor insurance. Some regulated …

Choosing the right business insurance

Start with the insurance the law requires: if you employ anyone, you must have employers' liability insurance with at least £5 million …

Employers' liability insurance

You must hold at least £5 million of employers' liability insurance from the day you hire your first employee, even a part-timer. …

Insurance for Childcare Businesses

Insurance requirements and options for childcare providers including public liability, employer's liability, professional indemnity, and vehicle insurance for outings.

Review and renew your business insurance

Start reviewing your business insurance about 12 weeks before it expires. At every renewal you must make a fair presentation of the …

30 more guides that reference this instrument

Employ a nanny Film and TV production permissions and insurance Keep people safe on your farm Licences for dog boarding, day care and other pet care work Office and business support compliance checklist Pay and checks when you employ cleaners Pay your partner or children through your business Penalties for trading without required approvals Permission to run a bootcamp or fitness class in a park Rent a chair or room in a salon as a self-employed stylist Run a hand car wash or mobile valeting business Set up equestrian or livery services on your farm Your duties as an employer under health and safety law Your first 90 days after buying a business Comparing business insurance policies Control dust, firedamp and explosion risks in a coal mine Control explosion and major-accident hazards at a refinery or coke works Control explosion, well and major-accident risks in petroleum extraction Control fume, explosive atmospheres and major-accident hazards at a metal production plant Control fume, isocyanates and machinery risks in a rubber or plastics factory Control respirable crystalline silica in a mineral products factory Control wood dust and woodworking machinery in a furniture factory Cyber insurance for businesses Holiday let food hygiene, employment and insurance Plan the finances of a care business Professional indemnity insurance for businesses Register as an employer (PAYE) Run a metal ore mine under the Mines Regulations 2014 Run a safe quarry under the Quarries Regulations 1999 Run an MOT testing station

Duty extraction and severity labels are Guvnor’s analysis of the instrument, not the instrument itself. Always verify against the linked source text.