Prepare your BNPL business for FCA regulation
- 1 step
Walkthroughs that take you from a real business situation to compliance.
Practical guides for businesses affected by this Act, ordered by how closely they engage with it.
Specific requirements and data extracted from this legislation.
FCA regulation of Deferred Payment Credit from 15 July 2026, including authorisation, creditworthiness checks and Financial Ombudsman access.
The regulators that administer or enforce this legislation.
Financial Conduct Authority
Regulation of financial services firms and markets. Supervises banks, insurers, investment firms, payment services, and cryptoasset businesses. Issues authorisations and enforces conduct …
Prudential Regulation Authority
Part of the Bank of England. Prudentially regulates and supervises around 1,292 banks, building societies, credit unions, insurers, and major investment firms. …
These instruments amend, apply, or refer to this Act. They may not all create direct business obligations.
Made under
Financial Services and Markets Act 2000 2000 Primary Act
Find other UK business legislation with related guidance.
Learn more about the bodies that enforce this legislation.