UK Statutory Instrument 2025 United Kingdom

The Financial Services and Markets Act 2000 (Regulated Activities etc.) (Amendment) Order 2025

At a glance

Enforced by

FCA, PRA

What's here

2 practical guides · 2 journeys

Step-by-step journeys using this legislation

Walkthroughs that take you from a real business situation to compliance.

Relevant guidance

Practical guides for businesses affected by this Act, ordered by how closely they engage with it.

Supporting — topic alignment

1 guides

Mentioned in related content

1 guides

Key facts and requirements

Specific requirements and data extracted from this legislation.

  • Buy Now Pay Later (BNPL) and Deferred Payment Credit regulation

    FCA regulation of Deferred Payment Credit from 15 July 2026, including authorisation, creditworthiness checks and Financial Ombudsman access.

Enforcement and responsible bodies

The regulators that administer or enforce this legislation.

FCA

Primary

Financial Conduct Authority

Regulation of financial services firms and markets. Supervises banks, insurers, investment firms, payment services, and cryptoasset businesses. Issues authorisations and enforces conduct …

PRA

Prudential Regulation Authority

Part of the Bank of England. Prudentially regulates and supervises around 1,292 banks, building societies, credit unions, insurers, and major investment firms. …

parent Act

These instruments amend, apply, or refer to this Act. They may not all create direct business obligations.

Made under

Financial Services and Markets Act 2000 2000 Primary Act

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