Regulator profile

PRA

Prudential Regulation Authority

Enforcement Regulator

3 areas of regulation · 127 official guidance documents · 358 laws enforced · UK-wide

What PRA does

Part of the Bank of England. Prudentially regulates and supervises around 1,292 banks, building societies, credit unions, insurers, and major investment firms. Sets capital and liquidity requirements, assesses business models and governance. Works alongside FCA which handles conduct regulation.

Additional information

Dual-regulated firms need authorisation from both PRA and FCA. PRA focuses on safety and soundness, FCA on conduct and consumer protection.

Contact PRA

Types of regulation

Authorisation Capital Requirements Prudential Regulation

Official guidance from PRA

Curated guidance documents to help you understand your obligations.

View all 127 guidance documents →

Legal framework

Legislation that PRA directly enforces.

Primary legislation

Secondary legislation

Legislation connected to PRA's remit but not directly enforced — establishing Acts, amendments, referenced legislation, and context.

Sectors regulated

Banking Insurance

Coverage area

UK-wide