UK Statutory Instrument 2026 United Kingdom

The Money Laundering and Terrorist Financing (Amendment) Regulations 2026

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At a glance

What's here

3 compliance obligations, 1 practical guide · 2 journeys

Penalty landscape

1 of 3 obligations carry an unlimited fine. 2 have no criminal penalty — flagged in the list below.

Step-by-step journeys using this legislation

Walkthroughs that take you from a real business situation to compliance.

Relevant guidance

Practical guides for businesses affected by this Act, ordered by how closely they engage with it.

Mentioned in related content

1 guides

What this Act requires

Sections that create concrete duties on businesses or carry penalties. Procedural and definitional sections are folded into the “Browse other sections” expander at the bottom of each group. Click any section title to read the source text on legislation.gov.uk.

s.013

Amendment of regulation 23 (requirement on authorised person to inform the FCA)

  • Inform the FCA of material changes or inaccuracies within 30 days
s.020

Insertion of regulation 34A (enhanced customer due diligence: cryptoasset exchange providers, custodian wallet providers and correspondent relationships)

  • Perform enhanced due diligence for correspondent relationships with third-country cryptoasset providers
s.037

Substitution of Schedule 6B (changes in control of registered cryptoasset businesses)

Unlimited fine
  • Fail to comply with control change requirements for cryptoasset businesses
Browse 36 other sections — procedural / definitional / commencement
s.001

Citation, commencement and extent

s.002

Amendment of the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017

s.003

Amendment of regulation 3 (general interpretation)

s.004

Amendment of regulation 4 (meaning of business relationship)

s.005

Amendment of regulation 8 (application)

s.006

Amendment of regulation 10 (credit institutions and financial institutions)

s.007

Amendment of regulation 12 (independent legal professionals and trust or company service providers)

s.008

Amendment of regulation 13 (estate agents and letting agents)

s.009

Amendment of regulation 14 (high value dealers, casinos, auctions platforms and art market participants)

s.010

Amendment of regulation 15 (exclusions)

s.011

Amendment of regulation 19 (policies, controls and procedures)

s.012

Amendment of regulation 19A (policies, controls and procedures in relation to proliferation financing)

s.014

Amendment of regulation 27 (customer due diligence)

s.015

Amendment of regulation 29 (additional customer due diligence measures: credit institutions and financial institutions)

s.016

Amendment of regulation 30 (timing of verification)

s.017

Insertion of regulation 30ZA (insolvent bank customers)

s.018

Amendment of regulation 30A (requirement to report discrepancies in registers)

s.019

Amendment of regulation 33 (obligation to apply enhanced customer due diligence)

s.021

Amendment of regulation 37 (application of simplified customer due diligence)

s.022

Amendment of regulation 38 (electronic money)

s.023

Amendment of regulation 39 (reliance)

s.024

Amendment of regulation 42 (application of this Part)

s.025

Amendment of regulation 45 (register of beneficial ownership)

s.026

Amendment of regulation 45ZA (register of beneficial ownership: additional types of trust)

s.027

Amendment of regulation 45ZB (access to information on the register)

s.028

Amendment of regulation 50 (duty to co-operate)

s.029

Amendment of regulation 52 (disclosure by supervisory authorities and other relevant authorities)

s.030

Amendment of regulation 52A (obligation of confidentiality)

s.031

Amendment of regulation 52B (obligation of confidentiality: offence)

s.032

Amendment of regulation 64C (information accompanying an inter-cryptoasset business transfer)

s.033

Amendment of regulation 64G (requesting information: unhosted wallet transfers and cryptoasset businesses)

s.034

Amendment of Schedule 1 (professional bodies)

s.035

Amendment of Schedule 3A (excluded trusts)

s.036

Amendment of Schedule 6 (meaning of “

s.038

Amendment of the Terrorism Act 2000

s.039

Amendment of the Proceeds of Crime Act 2002

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