Journey

Start a lettings agency

Compliance requirements for starting a property letting business in the UK

Construction & Property Starting a Business Updated 15 September 2026
references 6 guides

Set up your lettings business structure

Choose your business structure - sole trader, limited company, or partnership.

Register for mandatory compliance schemes

Client Money Protection, redress schemes, AML registration, and deposit protection.

cardiff.gov.uk

Apply for Rent Smart Wales licence (opens in a new tab)

Mandatory licensing for letting agents operating in Wales.

mygov.scot

Register with Scottish Letting Agent Register (opens in a new tab)

Mandatory registration for letting agents operating in Scotland.

Understand deposit protection obligations

You must protect all tenant deposits within 30 days and provide prescribed information.

Check property energy efficiency requirements

Properties must meet minimum EPC E rating before letting in England and Wales.

gov.uk

Register for AML supervision (opens in a new tab)

Register with HMRC for anti-money laundering supervision before trading.

Get business insurance

Professional indemnity and public liability insurance for letting agents.

Wales-specific letting requirements

Comply with Renting Homes (Wales) Act 2016 if you let property in Wales.

gov.uk

Register for tax (opens in a new tab)

Register for Self Assessment (sole trader) or Corporation Tax (limited company).