Guide
Vehicle Dealer Regulation
Understand FCA authorisation, consumer rights, and trading standards for motor dealers.
Motor dealers must comply with consumer protection law, and those offering vehicle finance need FCA authorisation. Understanding your obligations helps avoid enforcement action and builds customer trust.
Finance offerings
If you introduce customers to lenders or offer credit agreements (hire purchase, PCP, etc.), you need FCA authorisation. This includes acting as a credit broker even if you don't provide finance directly.