UK Statutory Instrument SI 2007/1167 United Kingdom

The Consumer Credit (Information Requirements and Duration of Licences and Charges) Regulations 2007

Status
In Force
Penalty ceiling
Regulated

Does it bind you?

Business-side roles with duties under this instrument.

Trader14

Other Acts binding the same actors

If a role above is yours, these are the other instruments that most often bind it.

Trader — also bound by 825 other Acts

What it requires

Regulations creating concrete business duties or carrying penalties, grouped as the instrument is structured. Titles link to the source text — blue means you’re leaving for legislation.gov.uk.

s.004 Subject to regulations 5 to 9, 10A, 10B and 10C,... Regulated
  • Put the required statutory content in fixed-sum credit statementsTrader
s.005 The creditor shall indicate in the statement which of the... Regulated
  • Indicate which information choices you've included in customer statementsTrader
s.007 Subject to regulations 8 and 9, where the creditor and... Regulated
  • Use aggregated figures in account statements for combined credit agreementsTrader
s.008 Subject to regulation 9, where not all the sums permitted... Regulated
  • Label aggregated figures clearly on credit account statementsTrader
s.010 Where the creditor and the debtor have entered into an... Regulated
  • Include separate-account arrangement wording in credit statementsTrader
s.014 Subject to regulations 17 and 18, where the agreement to... Regulated
  • Include required wording and information in monthly statements for credit agreements with minimum paymentsTrader
s.016 Where the agreement to which the statement relates does not... Regulated
  • Use correct wording in credit statements when no minimum payment requiredTrader
s.019 Content of notices of sums in arrears under fixed-sum credit agreements etc. Regulated
  • Include required content in arrears notices to customersTrader
s.021 Subject to regulation 22(c), where not all the sums permitted... Regulated
  • Indicate which figures in arrears notices are totalsTrader
s.023 Where all the sums payable under two or more agreements... Regulated
  • Combine multiple credit agreements into one statement when aggregating debtTrader
s.026 (1) Subject to paragraphs (2) and (3), where the total... Regulated
  • Use simplified arrears notice for small shortfalls under £2Trader
s.028 A regulation 27 notice shall be given to the debtor... Regulated
  • Give default sum notice to debtor within 35 daysTrader
s.041 (1) Where a statement relates to a green deal plan... Regulated
  • Correct errors in green deal credit statements caused by energy supplier failuresTrader
s.048 Where a statement to which this regulation applies does not... Regulated
  • Provide missing credit statement information within 15 working days on requestTrader
40 other provisions — procedural and definitional
s.001 Citation and commencement
s.001 Application
s.002 Interpretation
s.003 Content of statements provided in relation to fixed-sum credit agreements
s.006 Where the rate or rates of interest provided for under...
s.009 (1) Paragraphs (2) to (4) shall apply where the agreement...
s.010 (1) This regulation applies to a statement provided in relation...
s.010 (1) This regulation applies to a statement provided in relation...
s.010 (1) This regulation applies to a statement provided in relation...
s.011 (1) Where the statement is the first given under section...
s.012 Additional information in statements provided in relation to certain fixed-sum credit agreements
s.013 Additional information in statements provided in relation to running-account credit agreements
s.017 For the purposes of regulations 14 and 16, “minimum sum”...
s.018 (1) Subject to paragraph (2), the form of wording in...
s.020 (1) Where the creditor and the debtor have entered into...
s.022 Where the agreement to aggregate concerns agreements to which regulation...
s.024 Content of notices of sums in arrears under running-account credit agreements
s.025 Where a regulation 24 notice is incorporated into another notice...
s.027 Giving of notices of default sums
s.029 Content of notices of default sums
s.030 A regulation 27 notice shall contain the information and the...
s.031 If a regulation 27 notice is given in relation to...
s.032 Where a regulation 27 notice is incorporated into another notice...
s.033 Amendments to the Consumer Credit (Enforcement, Default and Termination Notices) Regulations 1983
s.034 Content of notices of intention to recover post-judgment interest
s.035 The creditor may, instead of including in the notice the...
s.036 Form of notices and statements required under these Regulations
s.037 (1) Subject to paragraph (2), the first form of wording...
s.038 (1) The first form of wording set out in paragraph...
s.039 The lettering of the information and wording required by these...
s.040 (1) Subject to paragraph (2), the information and wording required...
s.041 Errors and omissions
s.042 Duration of licences and charges
s.043 (1) For the purposes of section 28A(3)(b) of the 1974...
s.044 Revocation of superseded provisions
s.045 Transitional provisions
s.046 A statement to which this regulation applies need not include...
s.047 (1) Where the conditions set out in paragraph (2) are...
s.049 Regulations 45 to 48 shall apply until 30 September 2018....
s.050 (1) Subject to paragraph (2), where a notice of sums...
Schedules

Schedules

0 of 49 shown
49 other schedules
s.sch001 The period to which the statement relates.
s.sch001 (1) The name, telephone number or numbers, postal address and,...
s.sch001 Information specific to the agreement— (a) a description of the...
s.sch001 In this Part, where a statement relates to a green...
s.sch001 The balance under the agreement at the end of the...
s.sch001 Each of the following forms of wording shall be contained...
s.sch001 Each of the following forms of wording shall be contained...
s.sch001 The following forms of wording shall be included, as appropriate,...
s.sch002 The following form of wording shall be contained in a...
s.sch002 If at the end of the period to which the...
s.sch002 The following information shall be contained in the statement— A...
s.sch002 The following forms of wording shall be contained in the...
s.sch003 The date of the notice.
s.sch003 The amount and date of any movement in the account...
s.sch003 The balance under the agreement at the end of the...
s.sch003 That part of the balance referred to in paragraph 11...
s.sch003 Add the following words to the end of the first...
s.sch003 The date of the notice.
s.sch003 A description of the agreement sufficient to identify it.
s.sch003 (1) The name, telephone number, postal address and, where appropriate,...
s.sch003 In relation to each of the last two payments which...
s.sch003 A statement in the following form— Missed and partly made...
s.sch003 (1) Where default sums or interest (other than any set...
s.sch003 (1) The name, telephone number or numbers, the postal address,...
s.sch003 Information specific to the agreement: (a) a description of the...
s.sch003 (1) Where default sums or interest (other than any set...
s.sch003 A statement in the following form: Notices For so long...
s.sch003 The amount of the shortfall under the agreement which gave...
s.sch003 That part of the opening balance referred to in paragraph...
s.sch003 The amount and date of any sums paid into the...
s.sch003 The amount and date of any interest or other charges...
s.sch004 The date of the notice.
s.sch004 A description of the agreement sufficient to identify it.
s.sch004 (1) The name, telephone number, postal address and, where appropriate,...
s.sch004 The amount and nature of each default sum payable under...
s.sch004 The date upon which each default sum referred to in...
s.sch004 The following statement: This Notice does not take account of...
s.sch004 The total amount of all the default sums included in...
s.sch004 Where the interest rate which applies to the default sum...
s.sch004 Where the interest rate which applies to the default sum...
s.sch005 The date of the notice.
s.sch005 A description of the agreement sufficient to identify it and...
s.sch005 (1) The name, telephone number, postal address and, where appropriate,...
s.sch005 The amount on which post-judgment interest is or will be...
s.sch005 A statement in the following form— If you are having...
s.sch005 A statement in the following form— ‘Advice and information You...
s.sch005 The total amount of post-judgment interest charged since the date...
s.sch005 The date or dates on which post-judgment interest has been...
s.sch005 The rate or rates at which post-judgment interest was charged....

Duty extraction and severity labels are Guvnor’s analysis of the instrument, not the instrument itself. Always verify against the linked source text.