Northern Ireland Statutory Rule SI 2017/176 United Kingdom

The Loans for Mortgage Interest Regulations (Northern Ireland) 2017

Read it on legislation.gov.uk (opens in a new tab)
Status
In Force
Penalty ceiling
Regulated

Does it bind you?

Business-side roles with duties under this instrument.

Any Person3 Trader1

Other Acts binding the same actors

If a role above is yours, these are the other instruments that most often bind it.

Any Person — also bound by 2340 other Acts
Trader — also bound by 825 other Acts
Companies Act 2006 243 duties
Companies Act 1985 85 duties

What it requires

Regulations creating concrete business duties or carrying penalties, grouped as the instrument is structured. Titles link to the source text — blue means you’re leaving for legislation.gov.uk.

24 other provisions — procedural and definitional
s.001 Citation and commencement
s.002 Interpretation
s.003 The offer of loan payments
s.004 Acceptance of loan payments offer
s.005 Conditions to meet before the loan payments can be made
s.006 Information condition
s.007 Time of each loan payment
s.008 Period covered by loan payments
s.009 Duration of loan payments
s.010 Calculation of each loan payment
s.011 Calculation in respect of qualifying loans
s.012 Calculation in respect of alternative finance payments
s.013 Standard rate to be applied under regulations 11 and 12
s.014 Non-dependant deductions
s.014 Insurance payment deduction
s.015 Interest
s.016 Repayment
s.017 Direct payments to qualifying lenders
s.018 Consequential amendments
s.019 Transitional provision: loan offer made before 6th April 2018
s.019 Transitional provision: loan offer made on or after 6th April 2018
s.020 Transitional provision: persons who lack capacity or may lack capacity identified before 6th April 2018
s.021 Transition from legacy benefit to universal credit
s.022 Delegation
Schedules

Schedules

4 of 50 shown
s.sch004 Qualifying lenders to apply direct payments to discharge of claimant's liability Regulated
  • Apply direct payments to reduce claimant's mortgage liabilityAny Person
s.sch004 Application by qualifying lenders of any amount which exceeds liability Regulated
  • Apply excess direct payments to arrears, principal or other sumsTrader
s.sch004 Provision of information Regulated
  • Share mortgage information with the Department on requestAny Person
s.sch004 Recovery of sum wrongly paid Regulated
  • Repay wrongly paid sums to the Department on requestAny Person
46 other schedules
s.sch001 Application of Part 1
s.sch001 Payments of interest on qualifying loans and alternative finance payments
s.sch001 Loans incurred during relevant period
s.sch001 Application of Part 2
s.sch001 Payments of interest on loans and alternative finance payments
s.sch002 Application of Part 1
s.sch002 Liable or treated as liable to make payments
s.sch002 Treated as not liable to make payments
s.sch002 Application of Part 2
s.sch002 Liable or treated as liable to make payments
s.sch002 Treated as not liable to make payments
s.sch003 Interpretation
s.sch003 Absences for certain reasons up to 52 weeks
s.sch003 Application of Part 3
s.sch003 Occupying accommodation: general rule
s.sch003 Living in other accommodation due to essential repairs
s.sch003 Moving homes: adaptations to new homes for disabled person
s.sch003 Living in other accommodation due to fear of violence
s.sch003 Moving in delayed by adaptations to accommodation to meet needs of disabled person
s.sch003 Moving into accommodation following a stay in hospital or a residential care home, nursing home or independent hospital
s.sch003 Temporary absence exceeding 6 months
s.sch003 Application of Part 2
s.sch003 Occupying accommodation: general rule
s.sch003 Full-time study
s.sch003 Living in other accommodation during essential repairs
s.sch003 Living in other accommodation due to fear of violence, where a claimant's partner is a full-time student or where moving into new accommodation
s.sch003 Moving in delayed for certain reasons
s.sch003 Temporary absence to try new accommodation of up to 13 weeks
s.sch003 Temporary absence of up to 13 weeks
s.sch004 Direct payments
s.sch004 Determining the amount to be paid to a qualifying lender: one or more qualifying loans
s.sch004 Determining the amount to be paid to a qualifying lender: more than one qualifying loan
s.sch004 Fees payable by qualifying lenders
s.sch004 Election not to be regarded as a qualifying lender
s.sch005 The IS Regulations are amended as follows—
s.sch005 The Social Fund (Cold Weather Payments) (General) Regulations (Northern Ireland)...
s.sch005 The Social Security and Child Support (Decisions and Appeals) Regulations...
s.sch005 In Schedule 3 (decisions against which no appeal lies), in...
s.sch005 The JSA Regulations are amended as follows—
s.sch005 Schedule 2 of the SPC Regulations is amended as follows—...
s.sch005 The ESA Regulations are amended as follows—
s.sch005 The UC Regulations are amended as follows—
s.sch005 In regulation 30(1)(b) of the Transitional Provisions Regulations —
s.sch005 The Claims and Payments Regulations are amended as follows—
s.sch005 The Universal Credit, Personal Independence Payment, Jobseeker’s Allowance and Employment...
s.sch005 The Social Fund Maternity and Funeral Expenses (General) Regulations (Northern...

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