- Status
- In Force
- Penalty ceiling
- Regulated
Does it bind you?
Business-side roles with duties under this instrument.
Trustee2
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Trustee — also bound by 104 other Acts
What it requires
Regulations creating concrete business duties or carrying penalties, grouped as the instrument is structured. Titles link to the source text — blue means you’re leaving for legislation.gov.uk.
s.004
Application of these Regulations
Regulated
- Provide prescribed information to scheme members and othersTrustee
s.018
Requirement to refer members and survivors to guidance etc.
Regulated
- Refer members to pensions guidance before processing flexible benefit applicationsTrustee
44 other provisions — procedural and definitional
s.001
Citation, commencement and expiry
s.002
Interpretation
s.003
Recognised trade union
s.005
Civil penalties relating to occupational pension schemes
s.006
Basic scheme information
s.007
Basic scheme information to be given by certain schemes
s.008
Material alterations to basic scheme information
s.008
Scheme closure: collective money purchase schemes
s.009
Modification by the Regulator
s.010
Former stakeholder pension schemes
s.011
Constitution of the scheme
s.012
Annual report
s.012
Additional information available on request: pooled funds
s.013
Other information to be given on request
s.014
Transfer credits
s.015
Summary funding statements
s.016
Statements of benefits: non-money purchase benefits
s.016
Statements of benefits: cash balance benefits
s.017
Statements of benefits: money purchase benefits
s.017
Statements of benefits: collective money purchase schemes
s.018
Lifestyling
s.018
Information to be given on request and on a member providing certain information
s.018
Information to be given on communicating with a member about what the member may do with flexible benefits
s.018
Consequential modifications of sections 95 and 97J of the 1993 Act
s.018
Record-keeping requirements of trustees and managers
s.019
First information on accessing benefits
s.019
Retirement risk warnings
s.020
Second information on accessing benefits
s.021
Accessing benefits on the death of the member or beneficiary
s.022
Changes to benefits
s.022
Benefit adjustment information: collective money purchase schemes
s.022
Incorrect benefit adjustments in collective money purchase schemes
s.023
Personal pension schemes that have begun winding up
s.024
Occupational pension schemes during winding up
s.025
Occupational pension schemes after winding up for individual members
s.026
Giving information and documents
s.027
Provision of information on a website
s.028
Provision of information on a website: supplemental
s.029
Giving information and documents in certain cases
s.029
Publishing charges and transaction costs and other relevant information
s.029
Additional publication requirements for collective money purchase schemes
s.030
Responsibility for giving information and documents
s.031
Consequential amendments
s.032
Consequential revocations
Schedules
Schedules
0 of 247 shown247 other schedules
s.sch001
(1) An occupational pension scheme falls within this paragraph if...
s.sch001
A personal pension scheme falls within this paragraph if it...
s.sch002
The conditions persons must meet to become members of the...
s.sch002
A statement that— (a) the Money and Pensions Service is...
s.sch002
The postal address and electronic address at which each of...
s.sch002
Except where the scheme has no relevant employment which is...
s.sch002
If a member of the scheme has to give a...
s.sch002
Whether, and if so on what conditions (if any), a...
s.sch002
The following information about benefits payable under the scheme (referred...
s.sch002
Where the member has money purchase benefits, a statement that...
s.sch002
Where the member has rights to cash balance benefits, a...
s.sch002
Except where the scheme is a public service pension scheme,...
s.sch002
(1) The scheme’s internal dispute resolution arrangements.
s.sch002
In respect of a collective money purchase scheme, a statement...
s.sch002
In respect of a collective money purchase scheme, a summary...
s.sch002
The following information about benefits payable under the scheme (referred...
s.sch002
How persons who are eligible to be members of the...
s.sch002
A statement that explains whether transfers can be made into...
s.sch002
A summary of what can be done with a member’s...
s.sch002
A statement relating to the matters mentioned in paragraph 21—...
s.sch002
Where the member has flexible benefits, a statement explaining the...
s.sch002
Subject to paragraph 22C Where the member has safeguarded benefits...
s.sch002
Paragraph 22B does not apply to a member of an...
s.sch002
(1) The scheme’s internal dispute resolution arrangements.
s.sch002
A statement that— (a) the Money and Pensions Service is...
s.sch002
The postal address and electronic address at which each of...
s.sch002
A statement setting out— (a) which benefits—
s.sch002
A statement that most of the provisions of the 1995...
s.sch002
Where the member has money purchase benefits, a statement that...
s.sch002
Where the member has rights to cash balance benefits, a...
s.sch002
A statement explaining lifestyling, its advantages and disadvantages, and either—...
s.sch002
A summary of what can be done with a member’s...
s.sch002
A statement that a decision has been made to pursue...
s.sch002
A summary of the reasons for the decision in paragraph...
s.sch002
An estimate of when information will be provided in accordance...
s.sch002
A statement that the scheme will continue to operate in...
s.sch002
A statement confirming that the scheme will be closed, which...
s.sch002
The date the scheme will begin to operate as a...
s.sch002
A statement explaining any impact that the closure will have...
s.sch002
The arrangements for— (a) the future operation of the scheme,...
s.sch002
A statement relating to the matters mentioned in paragraph 3—...
s.sch002
Where the member has flexible benefits, a statement explaining the...
s.sch002
Subject to paragraph 4C Where the member has safeguarded benefits...
s.sch002
Paragraph 4B does not apply to a member of an...
s.sch002
Whether the scheme is a tax registered scheme or, if...
s.sch002
A statement that explains whether transfers can be made into...
s.sch002
The arrangements, if any, for the payment by members of...
s.sch002
A summary of how the contributions, if any, payable by...
s.sch002
Where the scheme is the National Employment Savings Trust Corporation...
s.sch003
The contents of any trust deed or document under which...
s.sch003
Where Part 4 of the 2005 Order applies to the...
s.sch003
In respect of a collective money purchase scheme, the latest...
s.sch003
Any recovery plan prepared under Article 205 of the 2005...
s.sch003
The latest payment schedule under Article 85 of the 1995...
s.sch003
The latest statement of principles governing decisions about investments where...
s.sch003
A summary of the winding up procedure under Article 210A...
s.sch003
Whether the member or prospective member is entitled to acquire...
s.sch003
A statement of any transfer credits referred to in paragraph...
s.sch003
The names of the persons who are trustees of the...
s.sch003
The provisions of the scheme in relation to the appointment...
s.sch003
The names of the professional advisers and of such banks,...
s.sch003
The scheme rules (except where regulation 29B applies).
s.sch003
The postal address and electronic address to which enquiries about...
s.sch003
The number of beneficiaries and active, deferred and pensioner members...
s.sch003
Except in the case of a money purchase scheme other...
s.sch003
Except in the case of a money purchase scheme that...
s.sch003
A statement as to whether the accounts have been prepared...
s.sch003
If the auditor’s statement made in accordance with regulations made...
s.sch003
If such situation as is mentioned in paragraph 25 in...
s.sch003
Who has managed the investments of the scheme during the...
s.sch003
Whether the trustees have produced a statement of the principles...
s.sch003
Except in relation to a wholly insured scheme, a statement...
s.sch003
The contents of any document that supplements or alters in...
s.sch003
(1) Where the scheme is one to which Article 35...
s.sch003
A copy of any statement made on the resignation or...
s.sch003
Except where the scheme is a trust scheme that applies...
s.sch003
(1) Where the scheme is a trust scheme that applies...
s.sch003
Where the scheme is a relevant scheme within the meaning...
s.sch003
Where the trustees are required to publish a report on...
s.sch003
(1) A statement identifying in relation to the provision of...
s.sch003
The name and postal address and electronic address of every...
s.sch003
A copy of the appropriate audited accounts or auditor’s statements...
s.sch003
If Part 4 of the 2005 Order applies, a copy...
s.sch003
Any of the information listed in Part 5 that applies....
s.sch003
The latest statement of funding principles where required under Article...
s.sch003
Where Part 4 of the 2005 Order applies to the...
s.sch004
A summary that— (a) explains the extent to which the...
s.sch004
Where the trustees are required to publish a report on...
s.sch004
In the case of the first summary funding statement issued...
s.sch004
In the case of any subsequent summary funding statement, an...
s.sch004
The actuary’s estimate of solvency contained in the last actuarial...
s.sch004
A summary of any recovery plan prepared under Article 205...
s.sch004
A statement explaining— (a) whether the scheme has been modified...
s.sch004
Where there has been a modification, directions or a schedule...
s.sch004
A statement explaining whether any payment to the employer under...
s.sch004
Where a payment referred to in paragraph 8 has been...
s.sch005
The amount of any benefits (and how they are calculated)...
s.sch005
The amount of the member’s benefits and survivors’ benefits payable...
s.sch005
A summary of the method for calculating the member’s benefits...
s.sch005
Details of how any deduction from benefits is calculated.
s.sch005
One of the following amounts, chosen by the trustees or...
s.sch005
The amount of the member’s pensionable remuneration on a date...
s.sch005
The date on which the member’s pensionable service started.
s.sch005
A summary of the method for calculating the member’s benefits...
s.sch005
Details of how any deduction from benefits is calculated.
s.sch005
Where the trustees are required to publish a report on...
s.sch005
The date the member’s pensionable service ended.
s.sch005
The amount of the member’s benefits and survivors’ benefits payable...
s.sch005
The amount of the member’s pensionable remuneration on the date...
s.sch006
The amount of contributions (before any deductions are made) credited...
s.sch006
A statement of how the person to whom the information...
s.sch006
A statement that general assumptions have been made.
s.sch006
A statement that any amounts in the information given under...
s.sch006
The member’s retirement date used for the purposes of the...
s.sch006
The illustration date used for the purposes of the information...
s.sch006
A statement that— (a) assumptions have been made about the...
s.sch006
A statement that the amount of any pension payable under...
s.sch006
A statement that the amount of any pension payable under...
s.sch006
A statement of any— (a) assumptions made relating to future...
s.sch006
Where an occupational pension scheme was a contracted-out scheme at...
s.sch006
(1) Where a personal pension scheme was an appropriate scheme...
s.sch006
The value of the member’s accrued rights under the scheme...
s.sch006
Any cash equivalent in respect of the transfer of the...
s.sch006
Where the scheme is a relevant scheme within the meaning...
s.sch006
In relation to the information that must be published on...
s.sch006
Where the trustees are required to publish a report on...
s.sch006
For money purchase benefits, an illustration of the amount of...
s.sch006
For cash balance benefits, an illustration of the amount of...
s.sch006
(1) The amount referred to in paragraph 6 must be...
s.sch006
(1) The assumptions are— (a) where the calculation relates to...
s.sch006
A statement that the information given under this Part is...
s.sch006a
The date on which the member’s pensionable service started.
s.sch006a
A statement that illustrations of the amount of pension that...
s.sch006a
A statement that— (a) any future increases or decreases in...
s.sch006a
A statement that the amounts in any illustrations of amount...
s.sch006a
Either— (a) an explanation of the meaning and basis of...
s.sch006a
Where any illustrations of amount of pension are expressed as...
s.sch006a
In relation to the information that must be published on...
s.sch006a
Where the trustees are required to publish a report on...
s.sch006a
Either— (a) a summary of the methods and assumptions used...
s.sch006a
Where the member has reached normal minimum pension age on...
s.sch006a
An illustration, having regard to the latest actuarial modelling under...
s.sch006a
The member’s retirement date and age used for the purposes...
s.sch006a
An illustration of the amount of pension, having regard to...
s.sch006a
Either— (a) a summary of the method used for calculating...
s.sch006a
The difference between the amount that represents the member’s share...
s.sch006a
The amount, at the illustration date, of any benefits payable...
s.sch006a
An illustration of the amount of pension, which may be...
s.sch006a
An illustration of the amount of pension, which may be...
s.sch006a
A statement that it is assumed the active member will...
s.sch006a
A statement as to any assumed salary increases taken into...
s.sch006a
Either— (a) a summary of the method used for calculating...
s.sch006a
The date on which the member became a deferred member....
s.sch006a
The illustration date.
s.sch006a
A statement that no further contributions are expected to be...
s.sch006a
An explanation of how the member may obtain further details...
s.sch006a
The amount that represents the member’s share of the available...
s.sch006a
The amount that represented the member’s share of the available...
s.sch006a
Details of any deduction from the member’s benefits.
s.sch006a
Where applicable, a statement that, if the member exercises rights...
s.sch006a
A statement that there may be increases and decreases in...
s.sch007
A statement that the person has an opportunity to select...
s.sch007
The provisions (or, as the case may be, a statement...
s.sch007
A statement that the member has an opportunity to transfer...
s.sch007
A statement that different pension providers offer different options in...
s.sch007
A statement that different options have different features, different rates...
s.sch007
Either— (a) a copy of guidance that explains the characteristic...
s.sch007
Where benefit is not yet payable to the person—
s.sch007
Where benefit is payable to the person—
s.sch007
Any rights or options a person may be entitled to...
s.sch007
A statement that there is no promise or guarantee as...
s.sch007
A summary of the method and assumptions used to calculate...
s.sch007
A statement that the person has an opportunity to select...
s.sch007
The postal and electronic address to which enquiries relating to...
s.sch007
The level of the benefit adjustment that should have been...
s.sch007
The level of the benefit adjustment that was actually applied....
s.sch007
Where the benefit adjustment that was actually applied was not...
s.sch007
A timetable for implementing any remedial actions.
s.sch007
A statement indicating whether the failure to apply the benefit...
s.sch007
Where there is a likely negative impact on the scheme’s...
s.sch007
An explanation of what the trustees will do to ensure...
s.sch007
A statement that different annuities have different features and different...
s.sch007
Either— (a) an explanation of the characteristic features of the...
s.sch007
A statement that the person should consider taking advice about...
s.sch007
The amount of benefit that is payable.
s.sch007
In relation to a collective money purchase scheme, a statement...
s.sch007
If benefit is payable periodically— (a) any conditions for continuing...
s.sch007
Any rights and options that persons have on the death...
s.sch007
Any procedures for exercising the rights and options referred to...
s.sch008
A statement that the scheme is being wound up.
s.sch008
Who has or will become liable for the payment of...
s.sch008
(1) The amount of— (a) contributions (before the making of...
s.sch008
At a date specified by the managers of the scheme—...
s.sch008
The options available to a member for preserving, transferring or...
s.sch008
An account of the amount by which the member’s accrued...
s.sch008
Where a report has been made to the Regulator under...
s.sch008
An estimate of the amount of the member’s and beneficiary’s...
s.sch008
The reasons why the scheme is being wound up.
s.sch008
Where Article 22 of the 1995 Order (circumstances in which...
s.sch008
In the case of active members, whether death in service...
s.sch008
A summary of the action that is being taken, and...
s.sch008
An estimate of when— (a) the scheme’s liabilities are likely...
s.sch008
Except in the case of a collective money purchase scheme,...
s.sch008
Whether the member or beneficiary’s benefits are reduced because the...
s.sch008
The amount of any reduction of the member’s, or beneficiary’s,...
s.sch009
In the Occupational Pension Schemes (Preservation of Benefit) Regulations (Northern...
s.sch009
In regulation 5A of the Personal Pension Schemes (Payments by...
s.sch009
In regulation 7 of the Occupational Pension Schemes (Winding Up...
s.sch009
In regulation 13 of the Occupational Pension Schemes (Independent Trustee)...
s.sch009
In the Occupational Pension Schemes (Winding up, etc.) Regulations (Northern...
s.sch009
In regulation 11 of the Occupational and Personal Pension Schemes...
s.sch009
In the Occupational Pension Schemes (Payments to Employer) Regulations (Northern...
s.sch009
In regulation 20 of the Pensions (2008 Act) (Abolition of...
s.sch009
In regulation 3(3) of the Occupational Pension Schemes (Contracting-out) Regulations...
s.sch009
In regulation 11 of the Occupational Pension Schemes (Transfer Values)...
s.sch009
In the Occupational Pension Schemes (Winding Up) Regulations (Northern Ireland)...
s.sch009
In the Occupational Pension Schemes (Requirement to obtain Audited Accounts...
s.sch009
In regulation 6(5)(b)(ii) of the Occupational Pension Schemes (Discharge of...
s.sch009
After regulation 10 of the Pensions on Divorce etc. (Provision...
s.sch009
In the Pension Sharing (Pension Credit Benefit) Regulations (Northern Ireland)...
s.sch009
In the Stakeholder Pension Schemes Regulations (Northern Ireland) 2000—
s.sch009a
A statement that pensions guidance is available to help the...
s.sch009a
In relation to the member’s accrued rights to flexible benefits...
s.sch009a
Where the member has a right or entitlement to benefits...
s.sch009a
A statement that— (a) there may be tax implications associated...
s.sch009a
Where the member has accrued rights to flexible benefits that...
s.sch009a
A statement that the pensions guidance may be accessed on...
s.sch009a
The phone number and website address at which the pensions...
s.sch009a
A statement that the pensions guidance is free and impartial....
s.sch009a
A statement that the person should access the pensions guidance...
s.sch009a
An estimate of the cash equivalent of any of the...
s.sch009a
An estimate of the value of any accrued rights to...
s.sch009a
The date by reference to which the estimate of the...
s.sch009a
An explanation that the cash equivalent or value (as appropriate)...
s.sch009b
A summary of— (a) the rate or amount specified in...
s.sch009b
A description of the model used to calculate benefit illustrations...
s.sch009b
In the case of the first valuation statement for the...
s.sch009b
In the case of all subsequent statements, an explanation of...
s.sch009b
The name and postal or email address of a person...
s.sch009b
A statement that— (a) there is no promise or guarantee...
s.sch009b
A summary of the rules governing how the rate or...
s.sch009b
An explanation of how the trustees of the scheme will...
s.sch009b
A summary of the procedure that would be followed in...
s.sch009b
The name of the scheme to which the statement relates....
s.sch009b
A summary of the results of the latest actuarial valuation...
s.sch009b
An explanation of the methods and assumptions used in the...
s.sch009b
The effective date of the latest actuarial valuation to which...
Duty extraction and severity labels are Guvnor’s analysis of the instrument, not the instrument itself. Always verify against the linked source text.