| Guvnor

Status: In Force
Penalty ceiling: Regulated

Does it bind you?

Business-side roles with duties under this instrument.

Financial Services Firm3 Any Person2

Other Acts binding the same actors

If a role above is yours, these are the other instruments that most often bind it.

Financial Services Firm — also bound by 167 other Acts

Commission Delegated Regulation (EU) No 231/2013 of 19 December 2012 supplementing Directive 2011/61/EU of the European Parliament and of the Council with regard to exemptions, general operating conditions, depositaries, leverage, transparency and supervision (Text with EEA relevance) 63 duties

Friendly Societies Act 1992 52 duties

Commission Delegated Regulation (EU) No 153/2013 of 19 December 2012 supplementing Regulation (EU) No 648/2012 of the European Parliament and of the Council with regard to regulatory technical standards on requirements for central counterparties (Text with EEA relevance) 52 duties

The Financial Services and Markets Act 2000 (Recognition Requirements for Investment Exchanges , Clearing Houses and Central Securities Depositories ) Regulations 2001 50 duties

The Credit Unions (Northern Ireland) Order 1985 43 duties

Any Person — also bound by 2340 other Acts

Human Medicines Regulations 2012 184 duties

Merchant Shipping Act 1995 144 duties

Insolvency (England and Wales) Rules 2016 104 duties

Communications Act 2003 92 duties

Road Traffic Act 1988 92 duties

What it requires

Regulations creating concrete business duties or carrying penalties, grouped as the instrument is structured. Titles link to the source text — blue means you’re leaving for legislation.gov.uk.

s.006 Account holder not being in the United Kingdom Regulated

Notify your Help-to-Save provider if you leave the UKAny Person

s.012 Limit on amounts paid into a Help-to-Save account Regulated

Keep Help-to-Save account deposits within monthly limitsAny Person

s.013 Amount of Bonus Regulated

Pay bonuses to Help‑to‑Save account holders within 21 daysFinancial Services Firm

s.015 Rejection of bonus claim Regulated

Notify account holders of bonus rejection within 14 daysFinancial Services Firm

s.016 Recoupment of bonus etc. Regulated

Repay wrongly-paid Help-to-Save bonus to HMRCFinancial Services Firm

14 other provisions — procedural and definitional

s.001 Citation and commencement

s.002 Interpretation

s.003 Eligible persons – entitlement to working tax credit or universal credit

s.004 Eligible persons-presence in the United Kingdom

s.005 Trial

s.007 Opening of Help-to-Save Account

s.008 Application to open a Help-to-Save account

s.009 Circumstances where eligible person unable to act—receivers

s.010 Circumstances where eligible person unable to act-other appointed persons

s.011 General requirements for Help-to-Save accounts

s.014 Bonus claim

s.017 Payments by and to HMRC

s.018 “Repair” of invalid accounts

s.019 Appeals

Duty extraction and severity labels are Guvnor’s analysis of the instrument, not the instrument itself. Always verify against the linked source text.

The Help–to–Save Accounts Regulations 2018

Does it bind you?

Other Acts binding the same actors

What it requires