| Guvnor

Enforced by: TPR
Status: In Force
Penalty ceiling: Regulated

Does it bind you?

Business-side roles with duties under this instrument.

Employer23 Employee1 Any Person1

Plus 1 duty on the regulator, Crown ministers and public bodies — folded into the section list below.

Other Acts binding the same actors

If a role above is yours, these are the other instruments that most often bind it.

Employer — also bound by 701 other Acts

The Income Tax (Pay As You Earn) Regulations 2003 241 duties

Provision and Use of Work Equipment Regulations 1998 120 duties

TULRCA 1992 72 duties

Income Tax (Earnings and Pensions) Act 2003 54 duties

Employment Rights (Northern Ireland) Order 1996 53 duties

Employee — also bound by 193 other Acts

Regulation (EU) No 965/2012 (Air Operations) 18 duties

Employment Rights (Northern Ireland) Order 1996 13 duties

The Income Tax (Pay As You Earn) Regulations 2003 11 duties

Shared Parental Leave Regulations 2014 10 duties

Paternity and Adoption Leave Regulations 2002 9 duties

Any Person — also bound by 2684 other Acts

Human Medicines Regulations 2012 184 duties

Merchant Shipping Act 1995 144 duties

Insolvency (England and Wales) Rules 2016 104 duties

Communications Act 2003 92 duties

Road Traffic Act 1988 92 duties

What it requires

Regulations creating concrete business duties or carrying penalties, grouped as the instrument is structured. Titles link to the source text — blue means you’re leaving for legislation.gov.uk.

Part 1

Citation, commencement and interpretation

0 of 5 sections shown

5 other sections in this Part — procedural and definitional

s.001 Citation, commencement ... and interpretation

s.002 Enrolment information

s.003 Jobholder information

s.004 Pay reference periods for the purposes of sections 1(1)(c), 3(1)(c) and 5(1)(c) of the Act

s.005 Pay reference periods for the purposes of section 20(1)(b) and (c) and section 26(4)(b) and (5)(b) of the Act

Part 1

Exemption and Exceptions

1 of 8 sections shown

s.005 Effect of exercise of discretion Regulated

Treatment of voluntary pension enrolments as statutory dutiesEmployer

7 other sections in this Part — procedural and definitional

s.company directors Company directors

s.exemption of european employers Exemption of European employers

s.former members Former members

s.limited liability partnerships Limited liability partnerships

s.notice of termination of employment Notice of termination of employment

s.tax protection Tax protection

s.winding-up lump sum Winding-up lump sum

Part 2

Automatic enrolment, opt out and refunds

5 of 6 sections shown

s.006 Arrangements to achieve active membership Regulated

Automatically enrol eligible workers into a pension schemeEmployer

s.007 (1) Subject to paragraph (2), for the purposes of the... Regulated

Provide pension enrolment information within six weeksEmployer

s.008 An employer must, on or after the automatic enrolment date,... Regulated

Duct employee pension contributions from payEmployer

s.010 Where an employer is given a valid opt out notice,... Regulated

Notify the pension scheme when an employee opts outEmployer

s.011 Refunds Regulated

Refund pension contributions if a staff member opts outEmployer

1 other section in this Part — procedural and definitional

s.009 Opting Out

Part 3

Automatic re-enrolment

0 of 5 sections shown

5 other sections in this Part — procedural and definitional

s.012 Automatic re-enrolment dates

s.013 Arrangements to achieve active membership

s.014 Jobholders excluded from automatic re-enrolment

s.015 Opting out

s.016 Refunds

Part 4

Jobholders opting in to pension saving

0 of 4 sections shown

4 other sections in this Part — procedural and definitional

s.017 Information on the right to opt in to pension saving

s.018 Opt in notices and arrangements to achieve active membership

s.019 Opting out

s.020 Refunds

Part 5

Workers joining pension saving

3 of 3 sections shown

s.021 Information to be given to workers Regulated

Provide pension enrolment information to staff who opt in or earn lessEmployer

s.022 Form and content of joining notices Regulated

Submit signed joining notice to opt into workplace pensionEmployee

s.023 Arrangements to achieve active membership Regulated

Enrol a worker into a pension scheme after receiving a joining noticeEmployer

Part 6

Postponement of automatic enrolment or disapplication of automatic enrolment

1 of 3 sections shown

s.024 Prescribed requirements for the purposes of section 4(1), (2) and (3) of the Act Regulated

Provide written notice when postponing automatic pension enrolmentEmployer

2 other sections in this Part — procedural and definitional

s.025 Postponement of the automatic enrolment date

s.026 Cases in which automatic enrolment may be postponed

Part 7

Automatic enrolment following the transitional period for defined benefit and hybrid schemes

2 of 6 sections shown

s.027 Notice to be given under section 30(3) of the Act Regulated

Notify staff when delaying automatic pension enrolmentEmployer

s.028 Arrangements to achieve active membership Regulated

Enroll staff into defined benefit or hybrid pension schemes after delayEmployer

4 other sections in this Part — procedural and definitional

s.029 The arrangements prescribed in regulations 6, 7 and 8 are...

s.030 Opting out

s.031 The arrangements in regulations 9 and 10 are the arrangements...

s.032 Refunds

Part 7

Certification that a quality or alternative requirement is satisfied

6 of 12 sections shown

s.032 Giving of a certificate, retention and disclosure Regulated

Certify pension scheme contributions, keep records, and provide copiesEmployer

s.032 Form of certificate Regulated

Ensure pension scheme certificates contain all required informationAny Person

s.032 Renewal of Certificate Regulated

Assess and record compliance before renewing a pension certificateEmployer

s.032 Alternative requirements for a money purchase scheme Regulated

Meet minimum contribution standards for money purchase pension schemesEmployer

s.032 Alternative requirements for a personal pension scheme Regulated

Ensure personal pension schemes meet alternative contribution requirementsEmployer

s.scheme not to be treated as satisfying the relevan Scheme not to be treated as satisfying the relevant quality requirement in certain circumstances Regulated

Comply with TPR notices to pay pension contribution shortfalls and amend certificatesEmployer

6 other sections in this Part — procedural and definitional

s.alternative quality requirements for a collective Alternative quality requirements for a collective money purchase scheme

s.alternative requirements for a hybrid scheme Alternative requirements for a hybrid scheme

s.contributions under alternative requirements durin Contributions under alternative requirements during transitional periods

s.definitions Definitions

s.effect of a certificate under section 28 of the ac Effect of a certificate under section 28 of the Act

s.pension schemes based in an eea state other than t Pension schemes based in an EEA State other than the United Kingdom

Part 7

0 of 2 sections shown

2 other sections in this Part — procedural and definitional

s.032 (1) A defined benefit scheme that has its main administration...

s.alternative quality requirements for uk defined be Alternative quality requirements for UK defined benefits schemes

Part 8

Existing members of qualifying schemes

0 of 2 sections shown

2 other sections in this Part — procedural and definitional

s.033 Information

s.034 Continuity of scheme membership

Part 9

Automatic enrolment schemes

0 of 1 section shown

1 other section in this Part — procedural and definitional

s.035 Further conditions applicable to automatic enrolment schemes

Part 10

Exclusion as a qualifying scheme

0 of 1 section shown

1 other section in this Part — procedural and definitional

s.036 Certain schemes providing average salary benefits excluded from being qualifying schemes

Part 11

Test Scheme

2 of 4 sections shown

s.037 Test scheme: requirements to revalue accrued benefits and increase pensions in payment Regulated

Ensure test scheme meets revaluation and pension increase standardsEmployer

s.039 Requirements for meeting the test scheme standard Regulated

Certify that your pension scheme meets the test scheme standardEmployer

2 other sections in this Part — procedural and definitional

s.038 Appropriate age

s.lump sum test scheme requirements Lump sum test scheme requirements

Part 12

Hybrid schemes

0 of 4 sections shown

4 other sections in this Part — procedural and definitional

s.040 Interpretation

s.041 Modification of test scheme standard: money purchase benefit lump sum accruals

s.042 Modification of test scheme standard: final salary lump sum accruals

s.043 Modification allowing different quality requirements to be satisfied in aggregate

Part 13

Non-UK Pension Schemes

0 of 5 sections shown

5 other sections in this Part — procedural and definitional

s.044 Description of an occupational pension scheme with its main administration outside the United Kingdom

s.045 Quality requirements: non-UK occupational pension schemes

s.046 A pension scheme to which section 26 (quality requirement: UK...

s.047 Prescribed requirements for non-UK qualifying schemes

s.meaning of “provider” Meaning of “provider”

Part 14

Due dates

0 of 3 sections shown

3 other sections in this Part — procedural and definitional

s.048 Amendment of the Occupational Pension Schemes (Scheme Administration) Regulations 1996

s.049 Amendment of the Personal Pension Schemes (Payments by Employers) Regulations 2000

s.050 Due Date for the purposes of section 37(3) of the Act

Part 15

Special occupations

0 of 2 sections shown

2 other sections in this Part — procedural and definitional

s.051 Police members appointed other than under a contract of employment

s.052 Persons working on vessels

Part 16

Review

1 of 1 section shown

s.053 Review Regulated

Other duties (1) — Crown / regulator

Secretary of State must review and report on pension vessel regulationsCrown / Minister / Government department

Schedules

5 of 26 shown

s.sch002 A statement that opting out means that the jobholder will... Regulated

Explain to jobholders that opting out means they never joined the schemeEmployer

s.sch002 A statement that where the jobholder opts out the jobholder... Regulated

Re-enrol jobholders who opt back in within 12 monthsEmployer

s.sch002 A statement that a jobholder who opts out or who... Regulated

Tell jobholders they may be automatically re-enrolled after opting outEmployer

s.sch002 A statement that the jobholder may, by giving written notice... Regulated

Include statement about jobholder's right to request auto-enrolmentEmployer

s.sch002 A statement that the employer has deferred automatic enrolment until... Regulated

Include a statement if you defer automatic enrolmentEmployer

21 other schedules

s.sch002 Information

s.sch002 A statement that the jobholder has been, or will be,...

s.sch002 Where the opt out notice may be obtained.

s.sch002 A statement that after a valid opt out notice is...

s.sch002 A statement that, after the opt out period, the jobholder...

s.sch002 A statement that the worker may, where they are working...

s.sch002 A statement that by giving written notice to the employer,...

s.sch002 A statement where the worker is a jobholder and an...

s.sch002 The jobholder’s automatic enrolment date, automatic re-enrolment date or enrolment...

s.sch002 A statement that the employer will automatically enrol the worker...

s.sch002 A statement that the employer intends to defer automatic enrolment...

s.sch002 Confirmation that the jobholder is an active member of a...

s.sch002 A statement that a written notice from the worker must...

s.sch002 Where to obtain further information about pensions and saving for...

s.sch002 The name, address, telephone number and electronic contact details of...

s.sch002 (1) The value of any contributions payable to the scheme...

s.sch002 A statement that any contributions payable to the scheme by...

s.sch002 Confirmation as to whether tax relief is or will be...

s.sch002 A statement that if the jobholder, on a date, ceases...

s.sch002 A statement that the jobholder has the right to opt...

s.sch002 A statement indicating the start and end dates of the...

1 other provision

s.information for workers Information for workers

Help complying

Guvnor’s practical routes through this instrument.

Growing your business

Plan your growth, find support and funding, and expand to new sites, partners and markets

Manage your employees

A comprehensive journey for UK employers covering the full employment lifecycle - from ongoing payroll and compliance duties through to managing workforce …

Hire your first employee

Become an employer step by step: check the person is an employee, register with HMRC, insure, check their right to work, give …

Grow your retail business

Scale your retail business - expand online, open new locations, build your team, and manage increased compliance as you grow

Start a retail business - compliance essentials

Put the legal basics in place before you open a shop: consumer rights, pricing, weights and measures, product safety, data, accessibility, staff …

Run a retail business

Ongoing compliance and operational guidance for established retail businesses

Choose a workplace pension scheme

How to select a qualifying pension scheme for auto-enrolment. Compares master trusts (NEST, People's Pension), group personal pensions, and occupational schemes by …

Complete your declaration of compliance

Within 5 months of your duties start date, declare to The Pensions Regulator online that you have met your auto-enrolment duties. You …

Your auto-enrolment duties for workplace pensions

From your first employee, you must check whether each worker is eligible and automatically enrol those aged 22 to State Pension age …

8 more guides that reference this instrument

Auto-enrolment penalties and TPR enforcement Employment law for hospitality businesses Get the specialist licences your shop needs Plan your business's growth Re-enrol staff into a workplace pension every three years Run an occupational pension scheme Salary sacrifice pension arrangements Worker categories for auto-enrolment

Duty extraction and severity labels are Guvnor’s analysis of the instrument, not the instrument itself. Always verify against the linked source text.

Occupational and Personal Pension Schemes (Automatic Enrolment) Regulations 2010

Does it bind you?

Other Acts binding the same actors

What it requires

Citation, commencement and interpretation

Exemption and Exceptions

Automatic enrolment, opt out and refunds

Automatic re-enrolment

Jobholders opting in to pension saving

Workers joining pension saving

Postponement of automatic enrolment or disapplication of automatic enrolment

Automatic enrolment following the transitional period for defined benefit and hybrid schemes

Certification that a quality or alternative requirement is satisfied

Existing members of qualifying schemes

Automatic enrolment schemes

Exclusion as a qualifying scheme

Test Scheme

Hybrid schemes

Non-UK Pension Schemes

Due dates

Special occupations

Review

Schedules

Help complying

Growing your business

Manage your employees

Hire your first employee

Grow your retail business

Start a retail business - compliance essentials

Run a retail business

Choose a workplace pension scheme

Complete your declaration of compliance

Your auto-enrolment duties for workplace pensions