UK Statutory Instrument 2010 United Kingdom

Occupational and Personal Pension Schemes (Automatic Enrolment) Regulations 2010

At a glance

Enforced by

TPR

What's here

17 compliance obligations, 11 practical guides across 3 topics · 8 journeys

Who this Act binds

Business-side actors with duties under this Act, ranked by how often they appear.

  • Employer 15
  • Any Person 1

Plus 1 non-business duty on Crown ministers, regulators, local authorities or tribunals — shown collapsed under each section below.

Step-by-step journeys using this legislation

Walkthroughs that take you from a real business situation to compliance.

Relevant guidance

Practical guides for businesses affected by this Act, ordered by how closely they engage with it.

Other Acts binding the same actors

For each actor bound by this Act, the other UK Acts that bind them most often. Useful for understanding the full compliance landscape facing each role.

Employers also bound by 171 other Acts (top 5 shown)
Any Person also bound by 749 other Acts (top 5 shown)

What this Act requires

Sections that create concrete duties on businesses or carry penalties. Procedural and definitional sections are folded into the “Browse other sections” expander at the bottom of each group. Click any section title to read the source text on legislation.gov.uk.

Part 1A — Exemption and Exceptions

s.effect of exercise of discretion

Effect of exercise of discretion

  • Treatment of voluntary pension enrolments as statutory duties Employer
Browse 7 other sections in this Part — procedural / definitional / commencement
s.company directors

Company directors

s.exemption of european employers

Exemption of European employers

s.former members

Former members

s.limited liability partnerships

Limited liability partnerships

s.notice of termination of employment

Notice of termination of employment

s.tax protection

Tax protection

s.winding-up lump sum

Winding-up lump sum

Part 2 — Automatic enrolment, opt out and refunds

s.008

s.8

  • Duct employee pension contributions from pay Employer
s.010

s.10

  • Notify the pension scheme when an employee opts out Employer
s.011

Refunds

  • Refund pension contributions if a staff member opts out Employer
Browse 2 other sections in this Part — procedural / definitional / commencement

Part 3 — Automatic re-enrolment

Browse 5 other sections in this Part — procedural / definitional / commencement

Part 4 — Jobholders opting in to pension saving

Browse 4 other sections in this Part — procedural / definitional / commencement

Part 5 — Workers joining pension saving

Browse 2 other sections in this Part — procedural / definitional / commencement

Part 6 — Postponement of automatic enrolment or disapplication of automatic enrolment

Browse 2 other sections in this Part — procedural / definitional / commencement

Part 7 — Automatic enrolment following the transitional period for defined benefit and hybrid schemes

Browse 4 other sections in this Part — procedural / definitional / commencement

Part 7A — Certification that a quality or alternative requirement is satisfied

s.alternative requirements for a money purchase sche

Alternative requirements for a money purchase scheme

  • Meet minimum contribution standards for money purchase pension schemes Employer
s.alternative requirements for a personal pension sc

Alternative requirements for a personal pension scheme

  • Ensure personal pension schemes meet alternative contribution requirements Employer
s.form of certificate

Form of certificate

  • Ensure pension scheme certificates contain all required information Any Person
s.giving of a certificate, retention and disclosure

Giving of a certificate, retention and disclosure

  • Certify pension scheme contributions, keep records, and provide copies Employer
s.renewal of certificate

Renewal of Certificate

  • Assess and record compliance before renewing a pension certificate Employer
Browse 7 other sections in this Part — procedural / definitional / commencement
s.alternative quality requirements for a collective

Alternative quality requirements for a collective money purchase scheme

s.alternative requirements for a hybrid scheme

Alternative requirements for a hybrid scheme

s.contributions under alternative requirements durin

Contributions under alternative requirements during transitional periods

s.definitions

Definitions

s.effect of a certificate under section 28 of the ac

Effect of a certificate under section 28 of the Act

s.pension schemes based in an eea state other than t

Pension schemes based in an EEA State other than the United Kingdom

s.scheme not to be treated as satisfying the relevan

Scheme not to be treated as satisfying the relevant quality requirement in certain circumstances

Part 7B

Browse 1 other section in this Part — procedural / definitional / commencement
s.alternative quality requirements for uk defined be

Alternative quality requirements for UK defined benefits schemes

Part 8 — Existing members of qualifying schemes

Browse 2 other sections in this Part — procedural / definitional / commencement

Part 9 — Automatic enrolment schemes

Browse 1 other section in this Part — procedural / definitional / commencement

Part 10 — Exclusion as a qualifying scheme

Browse 1 other section in this Part — procedural / definitional / commencement

Part 11 — Test Scheme

Browse 2 other sections in this Part — procedural / definitional / commencement
s.lump sum test scheme requirements

Lump sum test scheme requirements

Part 13 — Non-UK Pension Schemes

Browse 5 other sections in this Part — procedural / definitional / commencement

Part 15 — Special occupations

Browse 2 other sections in this Part — procedural / definitional / commencement

Part 16 — Review

s.053

Review

Other duties (1) — Crown / regulator
  • Secretary of State must review and report on pension vessel regulations Crown / Minister / Government department

Schedules

Browse 1 other Schedule — structural / supplementary

Other sections — not classified into a Part

These sections exist in the Act but the contents-of-Parts walker did not place them under a Part. Likely amendments or sections inserted out of the original Part structure.

Browse 1 other unclassified section
s.information for workers

Information for workers

Enforcement and responsible bodies

The regulators that administer or enforce this legislation.

TPR

The Pensions Regulator

Regulates workplace pensions, defined benefit schemes, and master trusts. All employers must auto-enrol eligible workers into a workplace pension. Enforces employer duties …

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Browse legislation

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Regulators

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