UK Statutory Instrument 2008 United Kingdom

Consumer Protection from Unfair Trading Regulations 2008

What this means for your business

7 obligations
6 penalties
4 can imprison
2 guides
Enforced by
CMA, Trading Standards
Applies to
United Kingdom
On this page
7 compliance obligations, 2 practical guides
Read full text on legislation.gov.uk

What you must do

7 compliance obligations under this legislation — 4 can result in imprisonment.

Payments and fees 1

Refund payments not due to consumers

If a consumer has paid for a product that they were not required to pay for – either the whole amount or part of it – they can cancel the transaction and you must give the money back. Your business must be prepared to return the full amount the consumer paid, or the portion of the payment that was not required.

Trader/Business How does the right to unwind work if payments are Trading Standards When a consumer was not required to make all or part of …

Offences and prohibitions 6

Cause another person to commit a consumer unfair‑trading offence

Unlimited fine

If someone else breaches the Consumer Protection from Unfair Trading Regulations because of something you did or failed to do, you can be prosecuted as well. This creates personal liability even when you are not the direct trader, so any default that leads to an unfair‑trading breach can result in a criminal offence for you.

Any Person s.16 Trading Standards

Commit an unfair commercial practice

2 years imprisonment

If your business carries out a commercial practice that is deemed unfair under the Consumer Protection from Unfair Trading Regulations 2008 – for example misleading advertising, deceptive pricing or aggressive sales tactics – you commit a criminal offence. On conviction you could be ordered to pay an unlimited fine and/or be sent to prison for up to two years. The case can be tried either in the Magistrates’ Court or the Crown Court.

Any Person s.12 Trading Standards

Company liable for consumer‑unfair‑trading offence

2 years imprisonment

If your business (as a legal entity) carries out an unfair trading practice that breaches the Consumer Protection from Unfair Trading Regulations 2008, the company itself can be prosecuted. On conviction the company faces an unlimited fine and, for the individuals responsible, up to two years’ imprisonment. The case can be tried either in a Magistrates’ Court or the Crown Court.

Any Person s.15 Trading Standards

Engage in prohibited unfair commercial practice

2 years imprisonment

If your business uses a commercial practice that is prohibited under the Consumer Protection from Unfair Trading Regulations—such as misleading actions or omissions that deceive consumers—you may be committing a criminal offence. Conviction can lead to a fine and/or imprisonment, depending on the seriousness of the breach.

Trader/Business s.10 Trading Standards

Engage in unfair commercial practice

2 years imprisonment

If your business uses misleading, deceptive or aggressive practices that are prohibited by the Consumer Protection from Unfair Trading Regulations 2008, you commit a criminal offence. A conviction can result in a fine (which may be unlimited) and/or up to two years’ imprisonment.

Any Person s.11 Trading Standards

Fail to comply with unfair trading regulations

Unlimited fine

If your business carries out a commercial practice that is misleading, aggressive, or otherwise unfair – for example, making false claims about a product, omitting key information, or using hard‑selling tactics – you breach the Consumer Protection from Unfair Trading Regulations 2008 and commit a criminal offence. On conviction you can be fined up to the maximum level‑5 standard‑scale amount (effectively unlimited), whether the case is dealt with in a magistrates’ court or the Crown Court.

Any Person s.13 Trading Standards

Penalties for non-compliance

6 penalties under this legislation. 4 can result in imprisonment. 6 carry an unlimited fine.

Prison risk

Commit an unfair commercial practice

Unlimited fine and/or 2 years imprisonment

Either way s.12 Penalises: Commit an unfair commercial practice
Prison risk

Company liable for consumer‑unfair‑trading offence

Unlimited fine and/or 2 years imprisonment

Either way s.15 Penalises: Company liable for consumer‑unfair‑trading offence
Prison risk

Engage in prohibited unfair commercial practice

Unlimited fine and/or 2 years imprisonment

Either way s.10 Penalises: Engage in prohibited unfair commercial practice
Prison risk

Engage in unfair commercial practice

Unlimited fine and/or 2 years imprisonment

Either way s.11 Penalises: Engage in unfair commercial practice
Unlimited fine

Cause another person to commit a consumer unfair‑trading offence

Unlimited fine

Either way s.16 Penalises: Cause another person to commit a consumer unfair‑trading …
Unlimited fine

Fail to comply with unfair trading regulations

Unlimited fine

Either way s.13 Penalises: Fail to comply with unfair trading regulations

Practical guidance

Our guides explain how to comply with the requirements above.

Sections and provisions

42 classified provisions from this legislation.

Duties 1

  • How does the right to unwind work if payments are How does the right to unwind work if payments are demanded which are not due?

Offences and penalties 8

  • s.8 Offences relating to unfair commercial practices
  • s.9 Offences relating to unfair commercial practices
  • s.10 Offences relating to unfair commercial practices
  • s.11 Offences relating to unfair commercial practices
  • s.12 Offences relating to unfair commercial practices
  • s.13 Penalty for offences
  • s.15 Offences committed by bodies of persons
  • s.16 Offence due to the default of another person

Powers 3

  • s.19 Duty and power to enforce
  • s.20 Power to make test purchases
  • s.22 Power to enter premises with a warrant

Definitions 4

  • How does this Part relate to the existing law? How does this Part relate to the existing law?
  • What does ā€œprohibited practiceā€ mean in this Part? What does ā€œprohibited practiceā€ mean in this Part?
  • What immoveable property is covered by this Part? What immoveable property is covered by this Part?
  • When does the right to unwind apply to a business When does the right to unwind apply to a business to consumer contract?

Exemptions 4

  • How does the right to a discount work? How does the right to a discount work?
  • How does the right to unwind work in the case of a How does the right to unwind work in the case of a consumer to business contract?
  • What financial services are covered by this Part? What financial services are covered by this Part?
  • When does a consumer have a right to redress? When does a consumer have a right to redress?