UK Act of Parliament 2012 United Kingdom

CIDRA 2012

Consumer Insurance (Disclosure and Representations) Act 2012

What this means for your business

1 guides
Applies to
United Kingdom
On this page
1 practical guide
Read full text on legislation.gov.uk

Practical guidance

Our guides explain how to comply with the requirements above.

Insurance Act 2015 compliance for businesses

Understanding your disclosure duties and rights when purchasing commercial insurance under the Insurance Act 2015.

Sections and provisions

14 classified provisions from this legislation.

1 Powers 7 Definitions 2 Exemptions

Powers 1

  • Schedule 2 Rules for determining status of agents

Definitions 7

  • s.1 Main definitions
  • s.2 Disclosure and representations before contract or variation
  • s.4 Qualifying misrepresentations: definition and remedies
  • s.5 Qualifying misrepresentations: classification and presumptions
  • s.8 Insurance on life of another
  • s.9 Agents
  • Schedule 1 Insurers' remedies for qualifying misrepresentations Reduce proportionately

Exemptions 2

  • s.10 Contracting out
  • s.11 Consequential provision