Guide
Consumer rights quick reference for traders
A quick reference card for traders covering what consumers can claim under the Consumer Rights Act 2015. Key timeframes, remedy tiers, helpline number rules, and pre-ticked box prohibition at a glance.
Consumers can claim refunds, repairs or replacements for faulty goods under the Consumer Rights Act 2015. Traders must process refunds within 14 days and offer repairs within a reasonable time. Different rules apply for services and digital content.
- Give full refund within 14 days if fault reported within 30 days
- Offer repair or replacement after 30 days at your cost
- No deductions for first 6 months except on motor vehicles
- For services, redo the work or give price reduction
- Process refunds via original payment method within 14 days
- Cannot charge fees for processing refunds
- Motor vehicles exempt from 6-month no-deduction rule
Use this card as a quick look-up when handling consumer complaints or auditing your processes. For full guidance, see Consumer rights compliance for traders.
What consumers can claim for faulty goods
The Consumer Rights Act 2015 gives consumers a three-tier remedy system. The tier that applies depends on when the fault is reported.
Tier 1 - Short-term right to reject
When: Within 30 days of delivery (or the goods' expected lifespan if shorter, for perishables).
What consumers get: Full refund, no deduction for use, processed within 14 days. You cannot insist on repair first.
Tier 2 - Right to repair or replacement
When: After the 30-day window. The consumer chooses which remedy they want.
What you must do: Complete repair or replacement within a reasonable time, at your cost, without significant inconvenience to the consumer.
Tier 3 - Final right to reject or price reduction
When: After a failed or refused repair or replacement.
What consumers get: A refund (with possible deduction for use after 6 months from delivery) or an appropriate price reduction. No deduction applies in the first 6 months — except for motor vehicles.
What consumers can claim for services
There is no right to reject services. Consumers have two remedies when a service does not meet the required standard of reasonable care and skill:
- Repeat performance: You redo the service within a reasonable time at your cost.
- Price reduction: The consumer claims an appropriate reduction — up to 100% if repeat performance is impossible or fails. You have 14 days to process any refund.
What consumers can claim for digital content
Digital content (apps, software, downloads, streaming) follows a two-tier system: repair or replacement first, then price reduction. There is no 30-day short-term right to reject for digital content.
Distance and online sales: the 14-day cooling-off period
When consumers buy at a distance (online, phone, mail order), they have a 14-day cancellation right in addition to their statutory fault rights. This applies to all goods, services, and digital content sold at a distance.
Helpline number rules
If you operate a telephone helpline for customers who have already placed an order or entered a contract, you must use a basic rate or freephone number. Premium rate helplines for existing customers are prohibited.
Pre-ticked boxes for additional charges
You cannot use pre-ticked boxes or default opt-in mechanisms to charge consumers for additional products or services. Each additional charge requires the consumer's express, active consent.
What you cannot do
- Exclude or restrict statutory rights by contract terms, receipts, or notices (any such clause is void)
- Display 'no refunds' or 'exchange only' without making clear this does not affect statutory rights
- Insist on a repair before a refund within the 30-day window
- Charge a handling or restocking fee for processing a statutory refund
- Require a consumer to produce the original receipt — a bank statement or email confirmation is valid proof of purchase
- Require original packaging as a condition of accepting a statutory return